Since 1979 the average number of bank robberies in the U.S. has been a dismaying 11 per 100 commercial bank branches. But in the past year, despite the recession, bank robberies are down to only 6 per 100. The industry gives lots of the credit to those overly friendly greeters who many banks have seemingly poached from Wal-Mart ( WMT - news - people ) stores.
Branches are now pressing guards, tellers and even branch managers to say hello and look every entering customer in the face. It makes customers feel welcome and crooks a bit intimidated. "The last thing a bank robber wants is to be noticed," says W. Douglas Johnson, head of security policy analysis at the American Bankers Association.
Using greeters to spook potential bank robbers has spread quickly since 2006, when a Seattle FBI agent, Lawrence Carr, included the idea in a widely disseminated program taught to bank security officers called SafeCatch. Carr, who spent five years studying bank robberies and interviewing crooks, argues that a warm greeting to a would-be robber eliminates psychological "trigger points"--confidence, anonymity, control over his fear--that the robber needs to go ahead with the crime.
I had noticed a warmer reception at banks lately. I just thought bankers had gotten friendlier but I guess they are just hoping you won't rob the place.